Carefully skewer each banana piece with a stick, and place desired toppings in shallow bowls.
In a separate shallow bowl, combine the chocolate chips and coconut oil. Heat in microwave for 30-60 seconds, stirring halfway through, until the chocolate is melted and smooth.
Use a spoon to drizzle the melted chocolate all over the bananas, then sprinkle with your desired toppings.
Place chocolate coated bananas on a parchment lined baking sheet and freeze for 2-3 hours, up to overnight.